Contact VITEK

Contact us for any questions you might have! We are here for you!

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I would like to:

Speak with a mortgage loan originator

Schedule a consultation

Mailing Address

VITEK Mortgage Group
Corporate Office

3 Parkcenter Drive
2nd Floor
Sacramento, Ca 95825
Toll Free: (800) 570-5300

Language of your Mortgage Loan Originator:

Customer Login - Coming soon!

You will be able to log in for up-to-the-minute updates on your loan in process and easily submit needed documentation to us to help ensure a faster transaction for you. This new state-of- the-art communication system will also support our efforts toward complete paperless transactions and helps us further our Think Green initiatives!


HomeReadyTM Loan Program

Eligible borrowers can purchase a home using income from non-occupant borrowers and rental space on the property to help qualify!*

HomeReadyTM Loan Program:

  • Down payment as low as 3% (Can be made from gift funds and eligible grants and/or down payment assistance loan programs*)
  • Non-borrowing household members’ income may help borrowers qualify, or non-household members may apply as a co-borrower to help the occupying borrower qualify
  • Rental units on the property may be used in income qualifying*
  • Fixed interest rate
  • Income limits and restrictions apply based on the area of the home being purchased
  • Borrower does not need to be a first-time homebuyer
  • Available for owner-occupied single family home, PUD or eligible condo
  • Reduced Mortgage Insurance (MI) options available
  • Homeownership education class is required for at least one borrower

Contact us today to learn more about HomeReadyTM home loan program.

HomeReady is a registered trademark of Fannie Mae and not affiliated with VITEK Mortgage Group. *Restrictions apply. Contact us for details. Program guideline information may change without notice. Please contact us for the latest program guidelines.